Weaker Section Development Society

institute of innovative technology transfer & environment

CRISIL MFI Grading

MICROFINANCE INSTITUTION (MFI) GRADING

CRISIL’s microfinance institution (MFI) Grading is  a current opinion on the ability of an MFI to conduct its operations  in a scalable and sustainable manner. The MFI Grading is assigned on  an eight-point scale, with ‘mfR1’ being the highest, and ‘mfR8’ the lowest. The MFI Grading is a measure of the overall performance of  an MFI on a broad range of parameters under  CRISIL’s MICROSframework. It includes a traditional creditworthiness analysis using the CRAMEL approach, modified to be applicable to the microfinance sector. The acronym MICROS stands for Management, Institutional arrangement, Capital adequacy and asset quality, Resources and asset-liability management, Operational effectiveness, and Scalability and sustainability.

Click here to download CRISIL MFI Grading

http://wsdsinitiate.org/assets/images/WSDS_Initiate_CRISIL_Grading_Report_2014.pdf